According to American Banker :
“A report released Friday by the Faster Payments Task Force — a group representing various stakeholders, including banks, corporations and consumer advocacy groups — established an ambitious timeline. It said that by 2020, everyone in the U.S. should be able to receive fast, secure payments.
The tech giants are asking lawmakers to mandate that the Fed ensure the availability of real-time payment networks to all Americans within three years, essentially turning what is currently a goal into a requirement for the Fed.”
source: https://www.americanbanker.com/news/the-feds-got-some-big-decisions-to-make-on-faster-payments